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When it comes to shopping for a mortgage, buyers have more options now than ever! This is great for buyers, because it means they have the opportunity to find the lowest rates and best terms, but it also means a lot of searching. To complicate matters even further, for every legitimate broker or lender, there are plenty of scammers out there trying to take advantage of shoppers. Just last week, I googled Indigo Mortgage out of curiosity, and I was completely taken aback by what I found. Three different online companies made it appear that their link was Indigo Mortgage – but each one wanted borrowers to input their social security number and date of birth!

First of all, I want to tell borrowers NEVER give out your social security number online when you’re shopping for a mortgage. At Indigo Mortgage, our online quick analysis form only asks for your name, contact information, and a short explanation of the type of loan you are looking for. We never ask for your social security number online – not until you come into our office to speak with us face to face and you’re ready to move forward with a loan.

I want to let borrowers know that there are unscrupulous lenders out there that are trying to steal local business. If you are looking for Indigo Mortgage online, make sure you’re visiting the correct website – indigomortgage.net. Don’t be fooled by imposters that just want to capture your information.

Indigo Mortgage is a locally owned and operated company, serving homebuyers in Albuquerque, Rio Rancho, Santa Fe and all across New Mexico. For questions about selecting a mortgage lender, contact Indigo Mortgage in Albuquerque at (505) 836-5700. Indigo Mortgage offers five mortgage divisions including ResidentialVA LoansReverse MortgagesConstruction and Commercial. They are licensed by the Nationwide Mortgage Licensing System (NMLS #188348), and can provide loans anywhere in New Mexico.

Who Shops a Mortgage Around? Full-Refinance or Taking Out a Second Mortgage Equity Loan?