Residential Mortgages

Indigo Mortgage provides residential purchase and refinance loans in Albuquerque, Rio Rancho, Santa Fe and all of New Mexico.  We are one of the state’s leading mortgage brokers.  As a mortgage broker, we have many more options available to our borrowers than mortgage bankers (net branches, credit unions, banks.)  This is because we have many lending partners, not just one, to draw upon to find the best loan for you, our borrowers. 

We offer the gamut of loans from Conventional, and FHA to VA.  Our Loan Originators stay informed on the latest mortgage industry developments in order to best serve our borrowers.  Our Loan Originators carry a university degree and are licensed in New Mexico and Colorado.

If you have any questions on a purchase or refinance mortgage loan, use our QUICK LOAN ANALYSIS form.  It is fast and easy and you are not required to submit personal information.  The analysis provides us with an initial synopsis of what you are trying to achieve.  Or, you may want to complete a full application with a credit report by clinking on the button below:

We are also available by phone at 505-836-5700.  You may also drop in or schedule an appointment to meet with one of our originators.  Our originators can be met at our office at 5501 Eagle Rock Ave. NE, Bldg B, Albuquerque, NM. 87113.  

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  • Pre-Qualifications available used to determine your price range
  • We offer First Time Homebuyers’ seminar

(Call to schedule a time)

  • 3% DownPayment with Conventional Loans with private mortgage insurance (PMI)
  • 3.5% Down with FHA Loans with Upfront Funding Fee and monthly mortgage insurance


  • 80% Loan to Value allowed on  Conventional cash out refinance
  • 75% Loan to Value allowed on Conventional investment cash out refinance
  • 97.5% Loan to Value allowed on FHA rate and term refinance
  • 80% Loan to Value allowed on FHA cash out refinance

Purchase or Refinance Non-Owner-Occupied (Rental Property)

  • 20% Down Payment on purchase with private mortgage insurance (PMI)
  • 75% Loan to Value (LTV) rate and term, and cash out
  • 10 financed properties allowed on credit report (Portfolio Product)

Jumbo Loan Purchase or Refinance

  • Great Rates!!!
  • 30, and 15 year fixed rates
  • 7/1, 5/1, and 3/1 Adjustable Rate Mortgage (ARM)
  • Call for pricing and limitations

FHA Rehab 203K Purchase or Refinance

  • Allows financing for renovation costs
  • No investment properties allowed