The Veterans Administration announced in April 2021 an expanded home loan eligibility for National Guard service. This broadens the eligibility for certain members serving in the National Guard. Learn about the qualifications here.

This means that certain Guard members will now have access to the Veterans home loan program that allows 100% financing, zero down home loans.

To be eligible, the member must have performed not less than 90 cumulative days of full-time National Guard duty; 30 of those days must have been consecutive. Full-time National Guard duty includes training or other duty in the member’s status as a member of the National Guard.

Full-time National Guard duty does not include inactive duty, such as monthly drills. It also does not include basic or initial training.

And a big bonus: this applies retroactively to current and former Guard members, regardless of service dates.  So, we encourage National Guard members who think they might have eligibility to call Indigo Mortgage and let us help request your Certificate of Eligibility (COE). Even if you were not eligible in the past, National Guard members now have an excellent chance of qualifying for their Certificate of Eligibility through the VA.

At Indigo Mortgage, we’re one of the top VA mortgage loan originators in the state. We are excited to serve members of the National Guard in this expanded home loan benefit, and we thank you for your service.