Credit scores play a significant role in mortgage lending. In today’s rate environment, a better score equals a better rate. It’s currently a slow time for real estate, which makes it the perfect opportunity to focus on raising your credit scores. By improving your scores now, you’ll be better positioned to borrow money for a home come springtime. Focus on paying down your credit card balances to boost your credit scores. A good rule of thumb is to aim for balances that are no more than 25% of your credit limit, as this can dramatically raise your credit score.

If you need professional help with your credit restoration, no worries. Indigo Mortgage has teamed up with a local company, Credit Rescue Now, operated by a fellow New Mexican, Michael Ramos. We trust Michael Ramos and his company and have worked together for over 15 years, helping mutual clients improve their scores to get into the home of their dreams.

They’ve provided discount coupons for November for any client who wants one. These coupons offer a discount of $100 for individuals and $140 for joint borrowers on a professionally prepared credit report and advice on improving credit scores.

Call Indigo Mortgage today, speak to a team member, and we will send you a discount coupon as soon as possible.