Consider this question: if a local mortgage broker can offer what an internet lender can do and more, why not stay local? Because that’s exactly what a local mortgage broker like Indigo Mortgage can offer. We can most often provide the lowest interest rates with the lowest closing costs. We are always accessible to answer
Recently, we wrote that taking out a new mortgage is not like buying a pair of shoes. Yet some internet lenders, like the one that rhymes with “pocket”, treat people like they are a commodity. Often, we get borrowers who call and say they got hooked up with this “pocket” lender and it was quite
Some lenders today are treating the biggest financial transaction of people’s lives like it’s as easy as buying a pair of shoes on the internet. You’ve seen the advertisements – “just click this button and get a mortgage”. Mortgages are a big deal and they are very personal, so why do internet lenders assume borrowers
Since mortgage rates are still at or near historically low rates, New Mexico’s homeowners always look for the lowest rate they can find on a new mortgage or a refinance. We caution to be careful that you don’t make the low rate your idol. Exactly, what does that mean? It means that you can make
While mortgage rates have come up a bit from recent record low rates, they are still hovering in what is a historically low interest rate range. A question we frequently hear is “When are mortgage rates going up again?”. In 2020, we shared that the experts predicted interest rates would go up around the month
Today in early 2021, the real estate market is hard to navigate if you are a home buyer. It’s a sellers’ market with increasing prices and a limited inventory of homes, plus with mortgage rates at historic lows, a lot more buyers are in the market to buy a home. That all means more stress
If you’re purchasing a home or property in New Mexico, or your are refinancing your current home loan, you already know that interest rates are the lowest in history. This is a great time for homeowners and new home buyers to lock in these low mortgage rates, and save thousands of dollars in interest over
There are several steps in the actual mortgage process, as a home loan moves from application to funding. At Indigo Mortgage, we have developed a system to streamline that process and keep your mortgage moving quickly. To do that, we have created three departments: origination, set up, and processing. Indigo Mortgage is a mortgage broker,
As consumers know, mortgage interest rates continue to be at the lowest levels in history. This has given many New Mexico home owners and potential home owners the incentive to take advantage of these low rates. Because there are so many loan applications in the pipeline, all lenders are experiencing a major back log. Borrowers
When you’re ready to refinance your mortgage, you could go to your bank or credit union, use an online lender, or a mortgage broker. What are the benefits of a mortgage broker? The first thing to remember about a mortgage broker is that a broker is 100% of the time working on behalf of the