In today’s lending landscape, borrowers must be vigilant about maximizing their savings when seeking a mortgage on a new home. Lenders often charge borrowers exorbitant fees to maximize their profits. To secure the best rate possible, comparing offers from various lenders and communicating effectively with them is essential. Make informed decisions by asking questions like, “What is the cost associated with the rate you are offering?” and obtaining detailed information about origination and discount fees. Considering these two fees will make it easier to compare offers since title and escrow account charges usually remain consistent across all lenders.

We have encountered numerous instances where borrowers have contacted us to compare our rates with that of other lenders. In one case, we discovered another lender was charging a borrower $8,000 in origination and discount fees. Think how much more that would mean the borrower would pay over the life of the loan when interest was added on top of that $8,000! Recognizing an opportunity to help the borrower save money, Indigo Mortgage secured their business by charging them a mere $2,000, resulting in savings of over $6,000, plus interest.

At Indigo Mortgage, we understand the significance of finding the best rate and minimizing costs. With our competitive rates and minimal fees, we’ll help you navigate the home-buying process successfully. Reach out to us today and let us be your trusted partner in achieving your homeownership dreams.