For veterans across Albuquerque, Rio Rancho, and throughout New Mexico, staying informed about changes to veteran benefits and VA loan programs can lead to significant savings. Whether you’re currently a homeowner, thinking about purchasing a home, or considering refinancing, understanding your options is critical. According to local mortgage expert Ben Lucero of Indigo Mortgage, there

Homeowners across Albuquerque, Rio Rancho, and surrounding New Mexico communities are receiving calls from mortgage companies warning them about escrow shortages and suggesting refinancing as the solution. While refinancing can sometimes help homeowners, local mortgage expert Ben Lucero of Indigo Mortgage says many of these calls can be misleading and homeowners should proceed carefully. Recently,

For many homeowners in Albuquerque, Rio Rancho, and throughout New Mexico, refinancing a mortgage can be a smart financial tool when used correctly. Whether the goal is to lower monthly payments, reduce interest rates, access home equity, or improve overall financial flexibility, refinancing can create opportunities for homeowners to better manage their finances. However, according

In today’s real estate market, many homeowners across Albuquerque, Rio Rancho, and throughout New Mexico are asking the same question: Should I sell my home and move, or should I stay and upgrade what I already have? With rising home values, limited inventory, and higher interest rates than we’ve seen in recent years, selling isn’t

Buying a home is one of the biggest financial decisions you’ll ever make—but what if you’re buying that home from a family member? Whether it’s a parent, grandparent, aunt, uncle, or cousin, purchasing a home from a relative can come with unique advantages that many traditional homebuyers don’t even realize exist. At Indigo Mortgage, this

If you purchased your home through a real estate contract in New Mexico, there’s a good chance refinancing is either required—or the smartest financial move you can make right now. But here’s the reality: not every lender understands how real estate contracts work in New Mexico. And choosing the wrong one can turn what should

Inheriting a home can be both a blessing and a challenge. While it often comes with sentimental value and financial opportunity, it also brings important decisions—especially when it comes to refinancing, ownership, and next steps. If you’ve recently inherited a property in New Mexico—whether in Albuquerque, Rio Rancho, Santa Fe, or surrounding areas—understanding your options

Many homeowners across New Mexico are asking the same question right now: Is this the right time to refinance, or should I wait for interest rates to drop even more? With mortgage rates changing over the past few years, it is understandable that homeowners want to make sure they make the smartest financial decision possible.

With Ben Lucero at Indigo Mortgage If you’re thinking about buying a home or refinancing in New Mexico, there are certain rules you absolutely need to follow during the mortgage process. At Indigo Mortgage, Ben Lucero often refers to these as the “10 Commandments of Getting a Mortgage.” These aren’t just suggestions. They’re the real-life

With Ben Lucero at Indigo Mortgage As interest rates begin trending downward, more homeowners across Albuquerque, Rio Rancho, Corrales, and throughout New Mexico are starting to refinance or purchase homes. And naturally, everyone is searching for the same thing: “Who has the lowest rate?” But according to Ben Lucero at Indigo Mortgage, that’s not always