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Blog (140)

For many people, residential construction is the best way to get everything they want in a new home. To begin the process, borrowers first need land to build on, to select an architect, complete the plans, and then to select an appropriate builder.
Many seniors may want to consider a reverse mortgage when their retirement drops or they are waiting to collect Social Security. These tips are also useful for seniors who are receiving Social Security, but want to supplement their incomes, or are fearful that their "nest egg" of money will run…
If you are a veteran, you may have received various e-mails and mailings recently from VA lenders promising extremely low interest rates- usually below 3%. Many savvy shoppers in the Albuquerque area have contacted Indigo Mortgage with questions regarding these offers, and specifically, are they legitimate? The short answer from…
When you work with a loan officer, it can sometimes be unclear just who that officer is working for, so it is important to distinguish between loan officers at a mortgage broker, and those at a mortgage bank.
When an individual already owns a home as their primary residence, but would like to purchase a second proeprty, it becomes very important to clearly define what the second property is- an investment property or a second home. The difference is indicated by where the property is located and what…
Many borrowers don't understand the whole pre-approval process. It is common for individuals to approach the application process with one question- what will my rate be? But this is only one half of the process.
Due to the historically low rates available right now, more and more homeowners and homebuyers are taking advantage. Due to this influx, turn times will be affected at all lenders, even if they promise you a quick turnaround- you can be assured, it will be a bit slower than normal.…
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