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Interest rates on mortgages are very low right now, making it a great time to apply for a mortgage and acquire new property. Yet, with interest rates being so low, it is easy for shoppers to become complacent and accept a rate that is "low enough" as opposed to the…
A very recent national study shows that realtors prefer working with mortgage brokers over banks when referring a lender. Mortgage brokers were the preferred choice at 47%, banks came in at 31%, and non-bank lenders came in at 22% (non-bank lenders can also be classified as net-branches). When indicating their…
Many local Albuquerque residents have come to Indigo Mortgage for help canceling loans with out-of-state lenders and transitioning into more affordable loans with local lenders like Indigo Mortgage. Often the issue with out-of-state mortgage brokers is their lack of communication and slow response times on important inquiries. One particular borrower…
Many borrowers don't realize that when they agree to a purchase agreement, that there are actually six different parties involved in the transcation. These parties include: the buyer, the seller, the buyer's realtor, the seller's realtor, the title company, and the lender. That's a lot of people wanting a transaction…
Interest rates have once again hit historic lows, making right now a great time to borrow, or to refinance your existing loan. Borrowers that have a VA or FHA loan also have a lot of options through the VA and FHA streamline process.
Shopping around for your mortgage loan can save you thousands of dollars. In the current market, rates are low, and as such, it has lulled prospective borrowers into thinking that all borrowers are offering the best loan rates available. Yet, as a shopper, if you’re not shopping around your low,…
For many people, residential construction is the best way to get everything they want in a new home. To begin the process, borrowers first need land to build on, to select an architect, complete the plans, and then to select an appropriate builder.
Many seniors may want to consider a reverse mortgage when their retirement drops or they are waiting to collect Social Security. These tips are also useful for seniors who are receiving Social Security, but want to supplement their incomes, or are fearful that their "nest egg" of money will run…
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