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Currently, borrowers have many options when searching for a lender to meet their purchase or refinance needs. Many borrowers believe large, national lenders can provide the best rates and service, but that simply isn’t the case. It’s a good idea to use a local mortgage lender like Indigo Mortgage.
Most people know the stock market has taken a beating over the last few weeks. Indigo Mortgage sees a silver lining, though. What many haven’t realized is that mortgage interest rates have been dropping along with the stock market. This is good news for home buyers and homeowners.
Typically, the start of the new year is when people begin to look for a new home, so it’s a great time for Indigo Mortgage to talk to you about the mortgage pre-qualification process in detail so you know what to expect. Most lenders today consider a pre-approval to be…
Tuesday Jan 5, 2016

Refinancing VA Loans

The VA mortgage is still the strongest loan in today’s market. If a veteran wants to refinance a mortgage that is not currently a VA loan, Indigo Mortgage can finance 100% loan-to-value (LTV) ratio for the new loan. If a veteran wants to refinance a mortgage to pay off debts…
There is talk of a possible Federal interest rate increase, and you may be concerned about what that means for your mortgage interest rate. If Federal Reserve Chair Janet Yellen announces a rate hike tomorrow, it will not have much influence in the short term for your mortgage interest rates.…
Preparing to purchase or refinance a home involves a large number of documents, and it can be difficult to remember them all. Here’s an overview so you can begin rounding up what you need before heading over to Indigo Mortgage. You’ll be needing the two most recent years’ W-2s, two…
Many out-of-state mortgage companies advertise how quickly they get pre-qualifications done. This may sound great to you when you’re shopping for a home loan, but once that pre-qualifying is done and the loan goes into application, you’ll likely never speak to the same person twice, if you get an actual…
Indigo Mortgage would like to make sure all you veterans take advantage of the benefits you’re entitled to. Veterans and servicemembers are eligible for home loan benefits through the Department of Veterans Affairs (VA). Veterans may use VA benefits as many times as needed if all previous VA loans were…
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