If you’re in the market for a mortgage, you’ve likely seen flashy ads from national internet lenders. They promise incredibly low rates, lightning-fast pre-approvals, and the ease of applying with just a few clicks. Sounds convenient, right? But here’s the truth: what you see isn’t always what you get. If a local mortgage broker can

In today’s fast-moving real estate market, especially here in New Mexico, buyers need every advantage they can get. With limited housing inventory and multiple buyers often competing for the same property, having a mortgage pre-approval in hand can make all the difference. Ben Lucero, owner of Indigo Mortgage, explains why getting a full pre-approval—not just

With mortgage rates shifting once again, many homeowners and homebuyers are considering refinancing or purchasing a new home. But as Ben Lucero, owner of Indigo Mortgage in Albuquerque, explains that not all mortgage offers are created equal — even when the rates appear similar. Why You Should Look Beyond the Rate One of the biggest

Insights from Ben Lucero at Indigo Mortgage When you’re buying a home or refinancing, choosing the right mortgage partner can make all the difference. In today’s competitive market, working with a mortgage broker—rather than going directly to a big bank or retail lender—can give you key advantages. According to Ben Lucero, owner of Indigo Mortgage,

Understanding the Latest VA Mortgage Loan Updates Veterans have access to some of the most advantageous mortgage loan options available, and Indigo Mortgage is here to help them navigate these opportunities in both New Mexico and Colorado. Ben Lucero, a trusted mortgage expert, emphasizes the importance of understanding the latest updates regarding VA mortgage loans.

Divorce can be tough, especially when it comes to dividing property. In many cases, one spouse wants to keep the home but needs to pay the ex-spouse their share or take them off the mortgage. This is where Indigo Mortgage, led by Ben Lucero, can help borrowers in New Mexico and Colorado handle the refinance

In today’s competitive real estate market, many prospective homeowners are finding it increasingly difficult to locate existing homes that meet their needs. With rising home prices and limited inventory, more and more borrowers are turning to construction loans as a viable alternative. Instead of settling for a property that doesn’t check all the boxes, they’re

Small Balance Commercial Loans: A Solution for Business Owners When it comes to securing a New Mexico commercial loan for less than $500,000, many business owners face a common challenge – finding a lender willing to work with them. Most banks and traditional lenders dismiss these small balance commercial loans, viewing them as too insignificant

Is Rocket Mortgage Taking Over? Here’s Why That Could Hurt Homebuyers Rocket Mortgage is rapidly expanding its footprint in the home loan industry. With major acquisitions like Redfin—a top online real estate platform—and Mr. Cooper—one of the largest mortgage servicers in the U.S.—Rocket is aiming to become a one-stop shop for everything from home searches

Mortgage Rates Are Dropping – Don’t Miss Your Chance to Refinance! If you’ve been waiting for the right time to refinance your mortgage, now is the time to start preparing. Mortgage rates are trending downward, and homeowners across Albuquerque, New Mexico, are keeping a close eye on the market for the perfect opportunity to lock