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Tuesday, 15 January 2019 21:02

KKOB - January 22nd, 2019

<>Ben Lucero discusses local and national mortgage companies who are offering veteran mortgages with exorbitant rates and fees
Published in Radio
Monday, 19 December 2016 23:23

KKOB on December 20

If you're a veteran, you can qualify for a VA Loan, a loan option that affords borrowers some unique benefits. Hear what Ben Lucero of Indigo Mortgage has to say about how you can get the most out of your VA Loan.

Published in Radio
Tuesday, 04 October 2016 22:07

Better Loans for Veterans

If you’re a veteran, be wary of refinancing offers from national or out-of-state lenders. We’ve seen cases where they may actually hurt you rather than help.

For example, we had a disabled veteran come in and ask us to compare offers he got from a national lender. This lender was giving him a 4.25% interest rate, and $7,000 in lender fees. The lender claimed to be the largest lender in the U.S. and continually called this man to persuade him to do the loan through them. When he consulted us, we were appalled! We were able to get him a rate in the mid 3% range with zero lender fees!

Another disabled veteran who had received a loan offer from a lender in Denver recently came back to us for help. This lender had him convinced that they had the best interest rate and lower fees than anyone else out there. He decided to go through with the loan. But four months later, they still had not closed his loan, and they never gave him a firm estimate on the interest rate and fees on his loan. Eventually, he decided to work with us because of our transparency. His interest rate turned out to be in the low 3% range.

Here at Indigo Mortgage, we want to advise veterans to shop loan options, because education is the key to ensuring you get an honest offer. Be careful when engaging an out-of-state lender. Our staff at Indigo Mortgage is happy to help veterans compare loan offers, and often, we help them obtain lower interest rate loans with no lender fees.

Published in Blog
Tuesday, 27 September 2016 22:09

KKOB on September 27

Interest rates are near historical lows. It's a great time for veterans to consider the benefits of Indigo Mortgage's VA loan and refinancing options.

Published in Radio
Wednesday, 27 July 2016 15:13

KKOB on July 26

The VA construction loan has several benefits for veterans in New Mexico.

The one-time close construction loan that is offered by Indigo Mortgage goes from a construction loan to a permanent loan once construction is completed. Veterans are able to lock in their rates prior to construction until it is converted to the permanent loan. These rates are the same as the regular VA rates as well.

There are only a select few lenders that offer this type of VA loan, and Indigo Mortgage is a certified broker capable of answering all of your construction and VA loan questions.

Published in Radio
Thursday, 14 July 2016 14:48

KKOB on July 12

Veterans must beware of rates that seem too good to be true.

Beware of scams that claim interest rates that are extremely low in the 2.5% or 2.75% range. These rates usually do not include closing costs or origination fees.

Veterans must make sure to read the fine print when receiving deals like this in the mail from mortgage companies. We urge you to stay local with New Mexico's #1 VA mortgage broker Indigo Mortgage, so we can help advise veterans on these deals and always do right by the veteran.

Published in Radio
Wednesday, 15 June 2016 21:49

KKOB on June 14

Veterans have many choices when it comes to VA loans.

Veterans can use their benefit multiple times with previous loaans being paid off, this is known as subsequent use.

Veterans also have the option of splitting their loan benefit into two and have them out at the same time. The Veterans Administration now allows 100% cash-out on refinances, so continue to shop your mortgage if you are told that the VA only allows 90% cash out.

Be sure to stay local with Indigo Mortgage and get the most out of your VA loan.

Published in Radio
Tuesday, 14 June 2016 17:14

VA Loans - Multiple Uses

For decades, US military veterans have been able to use VA or Veterans Administration loans to purchase a home. With mortgage rates again at historic lows, veterans are increasingly purchasing or refinancing homes. Here are important points about VA mortgages.

Published in Blog
Wednesday, 04 May 2016 22:12

VA Loan: Build and Lock with One Loan

Indigo Mortgage welcomes Veterans to come in and discuss the types of options available to purchase the home of their dreams. Indigo Mortgage is approved by the Department of Veterans Affairs to provide these (and other) VA loans. We actually close more VA loans than any other lender in New Mexico.

Published in Blog
Wednesday, 04 May 2016 14:47

KKOB on May 3

Veterans' Construction Loan Program

Published in Radio
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  • First Time Home Buyer Loans +

    Many mortgage lenders make offers for first-time home owner loan programs or first responder programs. However, they embellish what those Read More
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