(505) 836-5700

Give Us A Call

(505) 836-5700

click to call

Tuesday, 15 January 2019 21:09

KKOB - January 29th, 2019

Ben Lucero why it's so important to understand lender fees when shopping for a mortgage '
Published in Radio
Tuesday, 15 January 2019 20:39

KKOB - November 27th, 2018

<>Ben Lucero speaks about whether a full refinance is better than taking out a 2nd mortgage equity loan.
Published in Radio
Tuesday, 24 July 2018 21:11

Lock and Shop

Ensuring a low interest rate is crucial when purchasing a home. Indigo Mortgage is now offering a new purchase loan option to our borrowers. If you are thinking about buying a home, learn more about our Lock & Shop option, only at Indigo Mortgage. We are here to make the purchasing process easy!

What exactly is Lock & Shop? Lock and Shop gives borrowers the option to lock in their interest rate while they are still shopping for a home. With mortgage rates on the rise, we give our borrowers peace of mind with rate security. The process is easy and provides the borrower with a secured rate for 90 days. First, we lock the loan on a to be determined property. Once this has been completed, we submit the loan, and get a full approval. After the approval has been received, we simply wait for the borrower to find a property. Once the property has been established, we put in the new address and order the appraisal.

No matter your situation, this loan option allows for a quick and timely close. Call or visit us today for more information. Don’t wait to get your low interest rate locked in!

Published in Blog
Tuesday, 19 June 2018 17:39

KKOB on June 19

Do online lenders really make the mortgage process easier? Ben Lucero weighs in and discusses why it's best to stay local for your purchase!

Published in Radio
Tuesday, 03 April 2018 20:21

KKOB on April 3

Today on KKOB, Ben Lucero offers advice to borrowers who are looking to purchase. He discusses the importance of staying local when looking for a pre-qualification. Listen to learn more.

Published in Radio
Tuesday, 03 April 2018 19:49

Stay Local for Your Pre-Qualification

At Indigo Mortgage, we always advise borrowers to shop local when they’re looking to pre-qualify for a mortgage. Online lenders and big out-of-state banks will often pre-qualify a borrower up front, but they will process and underwrite the loan out-of-state. Borrowers will then be faced with impersonal customer service and untimely response times. In contrast, working with a local broker like Indigo Mortgage allows you to work with the same loan officer at every step of the loan process, from pre-qualification on.

It is one thing to get pre-qualified, but that is only a small part of the process. When dealing with these institutions, it’s virtually impossible to attend a first-time-homebuyer seminar, or even get answers to questions. It’s important however for homebuyers to understand the terms of their mortgage, how the buying process works, and who is responsible for closing costs. Staying local affords homebuyers the opportunity to learn more and get answers to all of their questions.

There are many working parts involved in a homebuying transaction. Realtors, title companies, buyers and sellers are involved. Every one of these parties relies on the lender to facilitate the transaction. Having access to a dedicated loan officer to help you with your transaction every step of the way is a huge advantage for homebuyers. Local lenders are accountable and easy to access, online and out-of-state lenders however, are not. So stay local and work with a company that cares, like Indigo Mortgage.

Published in Blog
Tuesday, 20 March 2018 16:17

Aggressive and Dishonest Lenders

Many borrowers come to Indigo Mortgage and tell us that they are constantly bombarded with solicitations from large out-of-state lenders. When consumer credit report agencies like Equifax, Transunion and Experion pull credit reports, they automatically sell borrower’s information to lenders nationwide. Many of these big lenders take this information and use it to contact people out of the blue, and their approach is sometimes pushy.

In one extreme case, a lender contacted a borrower offering a loan with a very low fixed rate. Before he knew it, the lender had sent an appraiser to his home. Other lenders were calling him every hour. Interestingly, while the lender was offering was a low interest rate, there were over $11,000 in hidden closing costs! This refinance would have cost our borrower thousands of dollars, and it wouldn’t have improved his situation at all. We advise our borrowers never to use a lender that contacts them out of the blue.

Sadly, this is something that many of our customers have experienced before coming to Indigo Mortgage. Unlike large out-of-state lenders, local brokers like Indigo Mortgage care about you and your loan. We are nearby, so we are always available to thoroughly answer any questions you might have about your loan. When you work with Indigo Mortgage, you work with the same person throughout the entire loan process, no call centers, no ever-changing customer service representative. At Indigo Mortgage, we value education, and we do our best to make sure you have as much helpful information as possible when you’re shopping for a mortgage.

Published in Blog
Tuesday, 13 February 2018 21:01

KKOB February 13

On KKOB today, Ben Lucero discusses some of the most important things seniors should know about VA Loan offers from large lenders and online companies.

Published in Radio
Tuesday, 06 February 2018 20:49

KKOB February 6

Shopping around helps save you thousands of dollars when you're looking for a mortgage. Ben Lucero discusses some success stories that show you should always look for the best rates and terms out there.

Published in Radio
Tuesday, 02 January 2018 20:34

KKOB January 2

Today on KKOB, Ben Lucero explains the importance of persistence when it comes to finding the right mortgage, even if you aren't approved by one lender, there are still deals out there!

Published in Radio
Page 1 of 6

From The Blog

  • Reverse Mortgage and What Seniors Should Expect +

    Indigo Mortgage has learned that seniors in Albuquerque either have an idea of what a reverse mortgage is and have Read More
  • The Pre-Qualification Process and Why It's Important to Stay Local +

    Preapproval is necessary for the home-buying process. In fact, it’s so necessary that realtors in Albuquerque are hesitant to show Read More
  • Full-Refinance or Taking Out a Second Mortgage Equity Loan? +

    Interest rates are falling again, and many Albuquerque homeowners are now deciding on what they should do with the equity Read More
  • New Mortgage Rate Updates +

    Homeowners in Albuquerque who are looking to refinance have some good news as interest rates over the last few weeks Read More
  • First Time Home Buyer Loans +

    Many mortgage lenders make offers for first-time home owner loan programs or first responder programs. However, they embellish what those Read More
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34

Warning: mysqli::stat(): Couldn't fetch mysqli in /home/indmortgage/public_html/libraries/joomla/database/driver/mysqli.php on line 213

Warning: mysqli_close(): Couldn't fetch mysqli in /home/indmortgage/public_html/libraries/joomla/database/driver/mysqli.php on line 220

Warning: mysqli::stat(): Couldn't fetch mysqli in /home/indmortgage/public_html/libraries/joomla/database/driver/mysqli.php on line 213

Warning: mysqli_close(): Couldn't fetch mysqli in /home/indmortgage/public_html/libraries/joomla/database/driver/mysqli.php on line 220