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Tuesday, 23 August 2016 22:49

KKOB on August 16

The veterans refinance mortgage program allows veterans to refinance a mortgage that is not currently a VA loan, then Indigo Mortgage can finance 100% loan to value into the new loan.

If a veteran wants to refinance and pay off debt at any time, we have lenders that allow 100% loan to value as well.

Indigo Mortgage closes more VA loans than any other company in New Mexico, because we are dedicated to helping veterans obtain the loans they need.

Published in Radio
Wednesday, 27 July 2016 15:13

KKOB on July 26

The VA construction loan has several benefits for veterans in New Mexico.

The one-time close construction loan that is offered by Indigo Mortgage goes from a construction loan to a permanent loan once construction is completed. Veterans are able to lock in their rates prior to construction until it is converted to the permanent loan. These rates are the same as the regular VA rates as well.

There are only a select few lenders that offer this type of VA loan, and Indigo Mortgage is a certified broker capable of answering all of your construction and VA loan questions.

Published in Radio
Thursday, 10 March 2016 19:46

Crazy VA Rate Mailers

Over the last few weeks at Indigo Mortgage, we've had several of our Veterans call and say they received a letter from a mortgage lender offering them crazy rates such as, 2.5% or 2.75% interest on a 30-year mortgage. They wanted to know if Indigo Mortgage could match those offers....

Published in Blog
Wednesday, 09 March 2016 20:58

KKOB on March 8th

Crazy VA Rate Mailers

Published in Radio
Wednesday, 27 January 2016 21:24

KKOB on January 26th

Mortgage Rates Drop Along with Stock Market

Published in Radio
Tuesday, 26 January 2016 21:09

Mortgage Rates Drop Along with Stock Market

Most people know the stock market has taken a beating over the last few weeks. Indigo Mortgage sees a silver lining, though. What many haven’t realized is that mortgage interest rates have been dropping along with the stock market. This is good news for home buyers and homeowners.

Published in Blog
Tuesday, 05 January 2016 19:25

KKOB on January 5th

VA loans are strongest loans on the market.

Published in Radio
Tuesday, 05 January 2016 19:07

Refinancing VA Loans

The VA mortgage is still the strongest loan in today’s market. If a veteran wants to refinance a mortgage that is not currently a VA loan, Indigo Mortgage can finance 100% loan-to-value (LTV) ratio for the new loan. If a veteran wants to refinance a mortgage to pay off debts such as car loans or credit cards, Indigo Mortgage also has lenders that allow 100% LTV, as well as lenders that give 100% cash-out of LTV for any purpose.

Also available is the VA streamline loan to refinance a current VA loan for a lower rate or shorter term. Streamlines don’t require an appraisal or income qualification, except in some instances of reducing term length. Rates are still near historical lows, making it a good time to refinance VA loans. Indigo Mortgage has lenders offering lender credits to help pay veterans’ closing costs at the same or better rates than other lenders.

VA loans require a funding fee that can be fully financed. The fee is 2.15% for the first use, and 3.3% for subsequent uses. The funding fee is waived if the veteran receives 10% or more in VA disability benefits. Call Indigo Mortgage today to have all your VA loan questions answered by our knowledgeable staff. We’re here for you.

Published in Blog

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