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Preapproval is necessary for the home-buying process. In fact, it’s so necessary that realtors in Albuquerque are hesitant to show a home to a potential home-buyer unless the borrower has already been pre-approved for a mortgage.

Similarly, the pre-approval is involved in a mortgage application. You will provide detailed information on your application about your income, debts, and assets. The lender will do an evaluation and determine if you qualify to purchase a home. If you qualify, they’ll provide you with an estimate of price ranges for a home.

Unfortunately, buying a new home is not like purchasing a new pair of shoes on the internet. This is a good analogy when it comes to one of those big online companies that promise a new mortgage with a few easy clicks on their website.

There are many interested parties in a purchase transaction, and they all depend or revolve around the mortgage company. If you need a timely pre-qualified letter or assurance that the loan will close on time, an automated online lender will not accommodate all of those interested parties of a purchase transaction. You will need someone who will pick up the phone when realtors need information or when the borrower has questions. A local Albuquerque mortgage broker, such as Indigo Mortgage, will be just as fast and work to get you a better rate with lower fees. Indigo Mortgage is also always available to answer questions. If you’re looking for a pre-qualification, stay local in Albuquerque

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Published in Blog
Tuesday, 13 February 2018 21:01

KKOB February 13

On KKOB today, Ben Lucero discusses some of the most important things seniors should know about VA Loan offers from large lenders and online companies.

Published in Radio
Tuesday, 25 July 2017 06:00

KKOB on July 25

Today on KKOB, Ben Lucero talks about reverse mortgages. Reverse mortgages can be a great option for seniors, if they have enough information to make the decision. Listen to learn about the benefits of consulting with a local mortgage broker like Indigo Mortgage to get the facts before purchasing a loan.

Published in Radio

From The Blog

  • Reverse Mortgage and What Seniors Should Expect +

    Indigo Mortgage has learned that seniors in Albuquerque either have an idea of what a reverse mortgage is and have Read More
  • The Pre-Qualification Process and Why It's Important to Stay Local +

    Preapproval is necessary for the home-buying process. In fact, it’s so necessary that realtors in Albuquerque are hesitant to show Read More
  • Full-Refinance or Taking Out a Second Mortgage Equity Loan? +

    Interest rates are falling again, and many Albuquerque homeowners are now deciding on what they should do with the equity Read More
  • New Mortgage Rate Updates +

    Homeowners in Albuquerque who are looking to refinance have some good news as interest rates over the last few weeks Read More
  • First Time Home Buyer Loans +

    Many mortgage lenders make offers for first-time home owner loan programs or first responder programs. However, they embellish what those Read More
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