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Tuesday, 16 April 2019 14:58

KKOB -April 2nd, 2019

<>Ben Lucero speaks about the latest on interest rates in the market.
Published in Radio
Tuesday, 24 January 2017 21:56

Pre-Qualify for a Loan Now

Now that it’s a new year, many interested homebuyers are starting to look at their financing options. At Indigo Mortgage, we believe that now is a great time to pre-qualify for a mortgage if you’re thinking of a Spring or Summer move. The prequalification process should tell borrowers their rate, how their total payment is derived, as well as provide them with a list of closing costs.

The prequalification process is fairly simple. You supply Indigo Mortgage with information about your finances, like your debt, income and assets. We evaluate this information, and we can tell you whether you qualify, what your expected interest rate will be, likely closing costs, and explain how your total monthly payment is derived.

There are four factors that go into a total monthly payment. It is determined by a combination of your principal and interest payments, homeowner’s insurance payment, property taxes, and mortgage insurance (if you are putting down less than 20%). We also explain the closing costs and whether or not lending credits will be involved.

At Indigo Mortgage, we believe education is important. We offer seminars to explain the mortgage process to first-time homebuyers and prior homeowners alike. We want every borrower to feel confident that they understand the homebuying transaction and feel equipped to make an offer.

Pre-qualification is only the beginning of the homebuying journey. At Indigo Mortgage, we recommend working with a local lender so you can expect to receive timely answers to any questions you may have along the way. We search daily for the best rates and terms for each borrower so we can get our customers the best deals available on the market.

Published in Blog
Thursday, 25 August 2016 16:12

KKOB on August 23

Indigo Mortgage has partnered with United Wholesale Mortgage to offer New Mexicans a 1% down payment mortgage.

The way it works is the buyer goes into a traditional 3% down loan, but only pays 1% and United Wholesale Mortgage gifts the other 2%.

This shouldn't be mistaken as a second mortgage, as it is a true gift from UWM. The buyer must have a minimum credit score of 700. Contact Indigo Mortgage today to learn more about this offer and to see if you qualify.

Published in Radio
Thursday, 10 March 2016 19:46

Crazy VA Rate Mailers

Over the last few weeks at Indigo Mortgage, we've had several of our Veterans call and say they received a letter from a mortgage lender offering them crazy rates such as, 2.5% or 2.75% interest on a 30-year mortgage. They wanted to know if Indigo Mortgage could match those offers....

Published in Blog
Tuesday, 29 September 2015 00:00

KKOB on September 29

Know Before you Owe Rule to take Effect Oct. 3, 2015

Published in Radio
Wednesday, 23 September 2015 00:00

KKOB on September 22

How to Distinguish Between a Second Home and an Investment Property

Published in Radio
Tuesday, 21 July 2015 00:00

Interested in Interest Only Loans?

Interest Only Loans are making a comeback, but are they right for you?

Published in Blog
Tuesday, 03 June 2014 16:16

KKOB on May 6

Your mortgage market report from Indigo Mortgage.

Published in Radio

From The Blog

  • Reverse Mortgage and What Seniors Should Expect +

    Indigo Mortgage has learned that seniors in Albuquerque either have an idea of what a reverse mortgage is and have Read More
  • The Pre-Qualification Process and Why It's Important to Stay Local +

    Preapproval is necessary for the home-buying process. In fact, it’s so necessary that realtors in Albuquerque are hesitant to show Read More
  • Full-Refinance or Taking Out a Second Mortgage Equity Loan? +

    Interest rates are falling again, and many Albuquerque homeowners are now deciding on what they should do with the equity Read More
  • New Mortgage Rate Updates +

    Homeowners in Albuquerque who are looking to refinance have some good news as interest rates over the last few weeks Read More
  • First Time Home Buyer Loans +

    Many mortgage lenders make offers for first-time home owner loan programs or first responder programs. However, they embellish what those Read More
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