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As many New Mexicans have noticed, mortgage interest rates are the lowest they have been in 3 years and are again approaching all-time lows. Because of this many people are jumping into the mortgage market either to purchase a home or refinance an existing mortgage. Lenders, title companies and realtors…
Many prospective home buyers may have never gone through a mortgage application process. For homeowners hoping to refinance, it may have been some time since they’ve done so. And because of the changes to the mortgage industry since the lending meltdown in 2009, borrowers might be uneasy about applying for…
Tuesday Jun 14, 2016

VA Loans - Multiple Uses

For decades, US military veterans have been able to use VA or Veterans Administration loans to purchase a home. With mortgage rates again at historic lows, veterans are increasingly purchasing or refinancing homes. Here are important points about VA mortgages.
Tuesday Jun 7, 2016

Our New Albuquerque Address

Indigo Mortgage, a leading mortgage broker in Albuquerque, has moved to our new offices located at 5111 San Mateo Blvd NE, the corner of San Mateo and McCloud. We are now located just south of Cliff’s amusement park on San Mateo. People might recognize it as the former Caremore Chiropractic…
As the old saying goes, “You don’t know what you don’t know.”When applying for a mortgage, some borrowers may not know the most important question to ask that could save them substantially on their mortgage. At Indigo Mortgage, we hope that understanding this question and its answer will provide borrowers…
Tuesday May 17, 2016

Understanding Lender Credits

Lender credits can have an impact on the overall costs that borrowers pay on a mortgage, but often aren’t well understood. Lender credits provide compensation to the loan originator for the work of the mortgage loan process, while keeping the borrower’s out-of-pocket costs low. All mortgage interest rates pay a…
Online Advice from Indigo Mortgage Indigo Mortgage’s owner, Ben Lucero recently noticed that his business name was coming up related to other lenders who focus on the practice of online lending. However, it appeared that the term “INDIGO MORTGAGE” was also appearing in those ads for loan service. Many online…
Indigo Mortgage welcomes Veterans to come in and discuss the types of options available to purchase the home of their dreams. Indigo Mortgage is approved by the Department of Veterans Affairs to provide these (and other) VA loans. We actually close more VA loans than any other lender in New…
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