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You might be able to save money on your monthly mortgage payment with lender paid mortgage insurance. How? If monthly mortgage insurance payments on a loan are required, a lender like Indigo Mortgage can pay your mortgage insurance premium up front, and pass on a slightly higher interest rate to…
Monday May 1, 2017

VA Jumbo Loans

Indigo Mortgage is one of the largest mortgage brokers in New Mexico, and as such, we close more VA Loans than anyone else in the state. In last week’s blog, we offered some general information about veteran’s loans, but this week we want to offer some more specific advice about…
At Indigo Mortgage, our VA loan division closes more VA loans than any other mortgage company in New Mexico. Here’s some basic information for veterans who are interested in this type of loan. Borrowers can have multiple VA loans. If all previous VA loans have been paid off, a veteran…
Monday Apr 10, 2017

Lender Credits Shop

At Indigo Mortgage, we always encourage borrowers to compare mortgage loans, shop around, and negotiate. No matter how far along in the process you are, it’s never too late. Even if you’ve prequalified with another lender, Indigo Mortgage can likely still help you save money on your mortgage loan. One…
Tuesday Feb 21, 2017

Mortgage Market Update

Indigo Mortgage strives to stay up to date with market developments, and often we’re asked about trends in the mortgage industry. Here are some of our predictions for the rest of 2017: Last year, we saw some of the lowest interest rates in history. While we do not expect rates…
Monday Feb 13, 2017

Not So Rocket Fast

Obtaining a mortgage is not like buying a pair of shoes from Amazon. We’ve all seen the commercials for a quick loan, promising that it only takes a few clicks to get approval. But it’s really not that simple. At Indigo Mortgage, we advise borrowers to be cautious of national…
Buying a new home has its advantages. You get to choose your amenities, select the location and neighborhood, perhaps even customize your floorplan. With a brand-new home, you don’t inherit someone else’s appliances or personal customizations. It’s fresh and clean, and completely yours. For these reasons, some homebuyers consider buying…
Tuesday Jan 24, 2017

Pre-Qualify for a Loan Now

Now that it’s a new year, many interested homebuyers are starting to look at their financing options. At Indigo Mortgage, we believe that now is a great time to pre-qualify for a mortgage if you’re thinking of a Spring or Summer move. The prequalification process should tell borrowers their rate,…
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