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Tuesday, 27 February 2018 22:19

Reverse Mortgage Education

Most seniors have seen the ads on television, received the emails or the postcards in the mail. Advertisements for reverse mortgages are everywhere. At Indigo Mortgage, unlike large national lenders or big banks, we advise caution for seniors considering reverse mortgages. We know that there are many factors to take into account and many questions to ask before deciding if a reverse mortgage is right for you.

Indigo mortgage cares about your mortgage. We never want our customers to enter into a loan that isn’t right for them. It is important that seniors have the opportunity to ask as many questions as they need because reverse mortgages are so different from other types of mortgages. That’s why when seniors approach us with questions about reverse mortgages, we take great care in making sure they know exactly what to expect. We even require our customers to go through a counseling session with an FHA approved reverse mortgage counselor. The counselor is not affiliated with Indigo Mortgage or any other lender, their goal is simply to educate.

Our approach to reverse mortgages is very different from national lenders or online companies. When you work with Indigo Mortgage, your personal loan officer is local. We’re here for you, available for a phone call or a face-to-face conversation whenever you need. In contrast, many large out-of-state lenders do not take time to answer questions directly, and often you are not able talk to the same person throughout the loan process. We encourage you to contact a local mortgage broker like Indigo Mortgage for more information about reverse mortgages.

Published in Blog
Tuesday, 29 August 2017 06:00

KKOB on August 29

As the population ages, many large national and out-of state lenders are offering reverse mortgages. Ben Lucero talks about why Indigo Mortgage advises against working with these companies and why he endorses local mortgage brokers for your reverse mortgage.

Published in Radio
Tuesday, 29 August 2017 12:54

Reverse Mortgages: Keep it Local

As the population ages, the mortgage industry is seeing a large increase in reverse mortgages. Many companies advertise their reverse mortgage services, but many of these lenders are large national companies, or out-of-state lenders. At Indigo Mortgage, we encourage seniors to keep their loans local. Here’s why, especially when it comes to reverse mortgages.

When potential borrowers engage national lenders or out-of-state lenders, often they find that they are put under a lot of pressure. Many times, the lenders are vague and do not answer all questions fully. Instead of helping borrowers understand the pros and cons of the reverse mortgage program, these lenders are more concerned with making a profit. Borrowers may never be able to speak with their loan originator face-to-face, and, after the transaction has been completed, they may never hear from them again.

A local mortgage broker like Indigo Mortgage is much easier to do business with because we care about you and your loan. Because we’re local, we are happy to meet with you in person and take the time to answer all of your questions. We do not pressure you to apply for a reverse mortgage, rather we give as much information as possible so you can feel comfortable with making your own informed decision. There are so many aspects of the reverse mortgage that are more easily addressed in person, and when you work with Indigo Mortgage, your loan originator is always here, available for you.

Published in Blog
Tuesday, 25 July 2017 06:00

KKOB on July 25

Today on KKOB, Ben Lucero talks about reverse mortgages. Reverse mortgages can be a great option for seniors, if they have enough information to make the decision. Listen to learn about the benefits of consulting with a local mortgage broker like Indigo Mortgage to get the facts before purchasing a loan.

Published in Radio

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