Conventional & FHA

Fill out this quick analysis and one of our certified loan originators will contact you.

Purchases

• Free-Pre Approvals
• Call our office for a quick 10 minute interview
• Including a free 1st time home buyers seminar
• Conventional 95% Loan to Value (5% down)
• FHA 3.5% Down
• VA 100% no money down
• 80% LTV on Non-Owner – Rental properties

Refinances

Including: HARP, FHA

• Up to 97.5% on refinances FHA
• Up to 85% on cash-out refinances FHA
• Up to 80% on cash-out refinances Conventional
• HARP allows refinance up to 105% LTV (if no mortgage insurance on current loan)
• HARP allows refinance of first mortgage and subordination of second

2^nd Homes

• with as little as 5% down

Non-Owner (Rental Properties)

• 80% purchase
• 75% refinances including cash-out
• Allows up to 10 properties on credit report (portfolio product)
• Unlimited owned properties HARP only

Jumbo Loan Programs

• Great rates
• 30 year fixed, 15 year fixed, 7/1arms,5/1arms,3/1arms
• Call for pricing and LTV limitations

FHA Rehab 203K loan

• Allows financing of fix up costs (owner occupied only)
• No investment properties

Supporting documents needed:

Indigo Conventional PURCHASE Needs List online

Indigo VA Purchase Needs List online

Indigo Conventional Refi Needs List online

Indigo Conventional PURCHASE Needs List online

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