Albuquerque Residential Loans

HARP 2.0, FHA Streamline, Conventional, FHA.  We will keep you informed of the latest developments in the mortgage industry. Below you will find information on the supporting documents you will need for the loan process.

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Start with A Quick Loan Analysis?

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Purchases

• Free Pre-Approvals
• Call our office for a quick 10 minute interview
• Including a free 1st time home buyers seminar
• Conventional 95% Loan to Value (5% down)
• FHA 3.5% Down
• VA 100% no money down
• 80% Loan to Value(LTV) on Non-Owner – Rental properties

Refinances

• Including HARP 2.0 and FHA
• Up to 97.5% on refinances FHA
• Up to 85% on cash-out refinances FHA
• Up to 80% on cash-out refinances Conventional
• HARP 2.0 allows refinance up to 150% Loan to Value(LTV). Even if there is mortgage insurance on current loan.
• HARP 2.0 allows refinance of first mortgage and subordination of second

Second Homes

• with as little as 5% down

Non-Owner (Rental Properties)

• 80% purchase
• 75% refinances including cash-out
• Allows up to 10 properties on credit report (portfolio product)
• Unlimited owned properties HARP 2.0 only

Jumbo Loan Programs

• Great rates
• 30 year fixed, 15 year fixed, 7/1arms,5/1arms,3/1arms
• Call for pricing and LTV limitations

FHA Rehab 203K loan

• Allows financing of fix up costs (owner occupied only)
• No investment properties

Supporting Documents You Will Need:

Indigo Conventional PURCHASE Needs List online

Indigo VA Purchase Needs List online

Indigo Conventional Refi Needs List online

Indigo Conventional PURCHASE Needs List online

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